Your CMS is your Credit Monitoring Service that allows us to review your credit report from all 3 bureaus each month and gives us the information we need to handle your disputing service. Maintaining a current CMS throughout the duration of your credit repair journey is required.

If you do NOT have one already...

After completion, submit your login below.

If you already have an active subscription of credit monitoring services through Identity IQ, My Free Score Now, My Score IQ, or Smart Credit, please proceed with submitting your login details below.

Please Submit Your CMS Login

WARNING: Submitting this form does NOT create a CMS account. You are submitting your login details for an existing account.

We represent new beginnings and new hope for those in need of a better tomorrow with improved credit scores.

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